My local tax office sent me SMS LOL :

Tanslated from the Czech to English language:

"

Mr. Adamek, call ASAP number xyz according to the your DPH form.

Thank you, yours FU.

"

BTW FU is "Finanční úřad" the tax financial office, it’s NOT shortcut for the "fuck you" LOL.

I called them and the tax officer told me, that I had in several my last forms small mistake in one number, that they everytime repaired it , and she asked me nice, if I may do it myself and repaired this number in my future forms …

LOL I must change opinion to Czech tax offices, they are nice and helping me! More they using SMS too . I’m starting to love my tax office !

More if law will not change, I will pay them this year big zero, plus they will return me local tax DPH, so the money will "flow" to the good direction, to the my pocket .

Are you 30 years old and you wanna be fully retired in 45 ?

If you will invest only 200 € each month, with Interest rate 10% per year you will be retired (minimum requirements as is food, home, …) after 15 years when you will earn only on interest rate 5845 € each year!!! This is ok for my cheap country , If you will need to live 29225 € per year you will must save each month 1000 € for period of the 15 years…

Goal is to save how much as is possible, use all tax advantages (run own biz, pay low on taxes, return some taxes from the government) and invest only to high interest rates investmentents as is stocks with good dividends (now my primary stock giving me dividends 11,8%). You must invest, not save! Interest rate 1-3% will kill your money! With interest rate 1-3% and inflation 1-3% you are on ZERO . So I’m personally using stocks, good, traditional, big firms, with dividends 6+ percents per year. Now my primary stock giving me 11,8% of dividends, this is investing which will take me "out"!

I successfully passed Wing Tsun 1. beginner level exam in Brno (Czech Republic). I was tested by the misters from the Austria. It was nice exam and excellent tutorial.

I especially liked the defence against the sidewinder by the elbow, it’s very effective , but timing is critical! If you will do it soon the opponent will catch your elbow, and pain will begin , if too late you will receive direct punch to the head LOL. Really nice tutorial with almost 5 new techniques which I don’t knew and one which I knew. Haha BTW I wear the red t-shirt which is only for the masters, but they not killed me for this LOL.

Big thanks going to my Třinec’s Wing Tsun mister Michal Macura which trained me (this week it was 3 trainings plus exam). He is nice and very skilled man!

Underground Hip-Hop – 62 pictures